';
function computeForm000() {
var amt = parseInt(document.getElementById("amt000").value);
var intr = parseFloat(document.getElementById("intr000").value);
var term = parseInt(document.getElementById("term000").value);
var numpoints = parseFloat(document.getElementById("numpoints000").value);
//var years = parseInt(document.getElementById("years").value);
var intrwop = parseFloat(document.getElementById("intrwop000").value);
intr = intr / 100;
intrwop = intrwop / 100;
var paymentwpts = amt * (((intr/12) * Math.pow(1+(intr/12),(12*term))) / (Math.pow(1+(intr/12),(12*term)) - 1));
var paymentwopts = amt * (((intrwop/12) * Math.pow(1+(intrwop/12),(12*term))) / (Math.pow(1+(intrwop/12),(12*term)) - 1));
var intwpts = amt * (((intr/12)*(12*term))/(1-Math.pow(1+(intr/12),-(12*term)))-1);
var intwopts = amt * (((intrwop/12)*(12*term))/(1-Math.pow(1+(intrwop/12),-(12*term)))-1);
document.getElementById("fee000").innerHTML = "$" + addCommas000(Math.round((numpoints*amt*.01),2));
document.getElementById("paypoints000").innerHTML = "$" + addCommas000(Math.round(paymentwpts,2));
document.getElementById("paynopoints000").innerHTML = "$" + addCommas000(Math.round(paymentwopts,2));
document.getElementById("diff000").innerHTML = "$" + addCommas000(Math.round((paymentwopts-paymentwpts),2));
document.getElementById("explan000").innerHTML = "By paying points, you'll lower your monthly payment by "+document.getElementById("diff000").innerHTML+". It will take some time to recoup the cost of the points, but after your loan is paid off in "+term+" years, you'll have saved $"+addCommas000(Math.round(intwopts-intwpts,2))+" in interest charges.";
}
function addCommas000(nStr)
{
nStr += '';
x = nStr.split('.');
x1 = x[0];
x2 = x.length > 1 ? '.' + x[1] : '';
var rgx = /(\d+)(\d{3})/;
while (rgx.test(x1)) {
x1 = x1.replace(rgx, '$1' + ',' + '$2');
}
return x1 + x2;
}